Section 01
Acceptance of Terms
By accessing, browsing, or using the website located at www.CitiLivingSolutions.com (the "Website"), you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use ("Terms"), as well as our Privacy Policy, which is incorporated herein by reference.
These Terms apply to all visitors, users, clients, prospective clients, real estate agents, prospective agents, and any other individuals who access or use the Website for any purpose. If you are accessing this Website on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.
If you do not agree to these Terms in their entirety, you are not authorized to use this Website. Your continued use of the Website following any updates to these Terms constitutes your acceptance of the revised Terms.
Section 02
About Citi Living Solutions
Citi Living Solutions is a licensed, independent virtual real estate brokerage operating in the states of New Jersey and New York. We provide real estate services including residential and commercial sales, rentals, commercial leasing, REO (bank-owned) property transactions, and estate sales.
As a virtual brokerage, our agents and staff operate remotely. We serve all clients — buyers, sellers, renters, investors, and agents — via phone, email, and video consultation. We maintain two physical office locations available by appointment only:
- New Jersey: 190 Lincoln Hwy, STE 101, Edison, NJ 08820 · Tel: 732-582-5950
- New York: 71-58 Austin St, STE 207, Forest Hills, NY 11375 · Tel: 646-606-2366
General inquiries may also be directed to: Broker@CitiLivingSolutions.com
Section 03
Permitted Use of This Website
This Website is provided for informational and transactional purposes related to real estate services in New Jersey and New York. You agree to use this Website only for lawful purposes and in a manner consistent with these Terms.
You are expressly prohibited from:
- Using the Website in any way that violates applicable federal, state, or local laws or regulations
- Scraping, harvesting, or extracting data, property listings, market analysis, or any other content from this Website without prior written consent
- Reproducing, copying, distributing, or commercially exploiting any portion of this Website or its content without authorization
- Transmitting any unsolicited communications, spam, or malicious code through or in connection with this Website
- Attempting to gain unauthorized access to any portion of the Website, its servers, or related systems
- Using automated tools, bots, or scripts to access, monitor, or copy content from this Website
- Misrepresenting your identity or affiliation when using this Website or contacting Citi Living Solutions
Section 04
Intellectual Property
All content on this Website — including but not limited to text, graphics, logos, icons, images, market analyses, data visualizations, page layouts, and software — is the exclusive property of Citi Living Solutions or its content suppliers and is protected by applicable United States and international intellectual property laws.
The Citi Living Solutions name, logo, and all related marks are trademarks of Citi Living Solutions. You may not use any of our trademarks, trade names, or service marks without our prior written consent.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use this Website solely for your personal, non-commercial use. This license does not include the right to reproduce, distribute, modify, publicly display, or create derivative works from any content on this Website.
Section 05
Website Content & Accuracy
Citi Living Solutions makes reasonable efforts to ensure that the information on this Website is accurate and current. However, real estate markets change rapidly and information on this Website — including market data, pricing analyses, neighborhood insights, mortgage information, and property details — is provided for general informational purposes only and should not be construed as professional real estate, legal, financial, or tax advice.
Important: Market data and property valuations presented on this Website are based on our proprietary analysis of historical sold-property data in NJ and NY. While we strive for accuracy, all figures are subject to change. We encourage users to consult directly with one of our licensed agents for current, specific guidance.
Citi Living Solutions reserves the right to correct, update, modify, or remove any content on this Website at any time without notice.
Section 06
Property Listings & MLS Data
Property listings displayed on this Website may include data sourced from Multiple Listing Services (MLS), third-party data providers, and listings managed directly by Citi Living Solutions. All listing information is deemed reliable but is not guaranteed.
- Listing information is subject to change without notice, including price, status, and availability
- Square footage, lot size, room counts, and other property details are approximate and should be independently verified
- Images of properties are provided for illustrative purposes and may not reflect the current condition of a property
- Citi Living Solutions is not responsible for errors or omissions in listing data provided by third-party sources
Users are encouraged to contact a Citi Living Solutions agent directly to verify all listing information before making any real estate decisions.
Section 07
Our Proprietary Data
Citi Living Solutions maintains a proprietary database of over one million residential and commercial properties sold across New Jersey and New York. This data is analyzed internally using AI-powered tools to produce market insights, pricing analyses, and trend reports.
All market intelligence, pricing analyses, neighborhood reports, and data-derived content published on this Website is the exclusive intellectual property of Citi Living Solutions. This content:
- May not be reproduced, republished, redistributed, or used for any commercial purpose without prior written authorization
- Is provided for the personal informational use of Website visitors only
- Does not constitute a formal appraisal, comparative market analysis (CMA), or professional valuation
- Is distinct from and independent of data published by national real estate platforms
Section 08
Third-Party Links & Services
This Website may contain links to third-party websites, tools, or services, including mortgage calculators, mapping services, and external listing platforms. These links are provided for your convenience only.
Citi Living Solutions does not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of any third-party websites or services. Your use of any third-party site is governed by that site's own terms and conditions, and Citi Living Solutions shall not be liable for any damages or losses arising from your use of third-party services.
Section 09
Privacy & Personal Information
When you submit a contact form, subscribe to our newsletter, or otherwise provide personal information through this Website, you consent to its collection and use in accordance with our Privacy Policy.
Citi Living Solutions collects personal information solely for the purpose of responding to inquiries, providing real estate services, and communicating relevant market updates. We do not sell, rent, or share your personal information with unaffiliated third parties for marketing purposes.
By submitting your information through any form on this Website, you authorize Citi Living Solutions and its agents to contact you by phone, email, or other reasonable means in connection with your inquiry.
Section 10
Disclaimer of Warranties
This Website and all content, data, and services provided through it are offered on an "as is" and "as available" basis, without warranties of any kind, either express or implied. Citi Living Solutions expressly disclaims all warranties, including but not limited to:
- Implied warranties of merchantability and fitness for a particular purpose
- Warranties that the Website will be uninterrupted, error-free, or free of viruses or other harmful components
- Warranties regarding the accuracy, completeness, or timeliness of any content or data on this Website
- Warranties that results obtained from use of the Website will be accurate or reliable
Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.
Section 11
Limitation of Liability
To the fullest extent permitted by applicable law, Citi Living Solutions, its officers, agents, employees, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or goodwill — arising from or relating to your use of, or inability to use, this Website or its content.
In no event shall Citi Living Solutions' total liability to you for all claims arising out of or related to these Terms or your use of this Website exceed the amount paid by you, if any, for accessing this Website during the twelve (12) months preceding the claim.
Real estate transactions involve significant financial decisions. Nothing on this Website constitutes legal, financial, or investment advice. Always consult a licensed real estate professional, attorney, and/or financial advisor before making any real estate decision.
Section 12
Indemnification
You agree to defend, indemnify, and hold harmless Citi Living Solutions and its officers, agents, and employees from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with:
- Your access to or use of this Website
- Your violation of these Terms of Use
- Your violation of any applicable law or regulation
- Any content you submit through this Website
- Your infringement of any intellectual property or other rights of any third party
Section 13
Prospective Agents
Citi Living Solutions welcomes licensed real estate agents in New Jersey and New York who are interested in joining our virtual brokerage. Information submitted through agent inquiry forms on this Website is used solely to evaluate potential affiliation and will not be shared with third parties.
Submission of an inquiry does not create an employment relationship, independent contractor agreement, or any other binding obligation between the prospective agent and Citi Living Solutions. Any formal affiliation agreement will be executed separately and in writing.
Prospective agents wishing to meet in person may schedule an appointment at our Edison, NJ or Forest Hills, NY office location. All other consultations are conducted virtually.
Section 14
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Middlesex County, New Jersey.
For matters related exclusively to New York transactions or operations, the laws of the State of New York may also apply as required. Users of this Website who are located in New York acknowledge compliance with New York State real estate laws, including fair housing and anti-discrimination statutes.
Section 15
Changes to These Terms
Citi Living Solutions reserves the right to modify, update, or replace these Terms of Use at any time at its sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page.
Your continued use of this Website after any changes to these Terms constitutes your acceptance of the updated Terms. We encourage you to review this page periodically to stay informed of any updates.
Section 16
Trademark Disclaimer
Independent Brokerage Notice: Citi Living Solutions is an independent real estate brokerage and is not affiliated with, endorsed by, or sponsored by Citigroup Inc., Citibank, N.A., or any of their subsidiaries or affiliates. "Citi," "Citibank," and "Citigroup" are registered trademarks of Citigroup Inc., used solely for identification purposes.
The name "Citi Living Solutions" is the exclusive trade name of this independent real estate brokerage, registered and operating in the states of New Jersey and New York. Use of the word "Citi" in our business name is purely descriptive and is not intended to imply any connection, partnership, sponsorship, or affiliation with Citigroup Inc., Citibank, N.A., Citi Private Bank, or any other entity within the Citigroup family of companies.
Citi Living Solutions does not offer banking services, credit card services, financial investment products, mortgage lending, or any other financial services provided by Citigroup Inc. or Citibank, N.A. We are solely a licensed real estate brokerage providing residential and commercial real estate services in New Jersey and New York.
If you have arrived at this website seeking services from Citibank, N.A. or Citigroup Inc., please visit www.citi.com directly.
