Your Career.
Your Rules.
Your Earnings.
Join a modern, virtual real estate brokerage that puts agents first. No desk fees. Competitive splits. AI-powered tools. And the freedom to work the way great agents should — on your own terms, anywhere in New Jersey or New York.
Real Estate Has Changed.
Has Your Brokerage?
Too many talented agents are still working inside outdated models — paying desk fees every month whether they close a deal or not, handing over a large portion of every commission to a broker who provides little in return, and commuting to an office they don't need.
Citi Living Solutions was built on a different belief: that agents who work hard deserve to keep more of what they earn, work with the flexibility their lifestyle demands, and have access to the kind of data and tools that give them a real competitive edge — not just a brand name on a business card.
We are a fully virtual brokerage licensed in both New Jersey and New York. We have been operating for over 15 years and we know what agents actually need to succeed.
A Brokerage Built for
Every Kind of Agent
We do not have a one-size-fits-all model. Whether you are brand new to real estate or a seasoned producer looking for a better home, there is a place for you here.
Newly Licensed Agents
Just got your license? We provide the mentorship, training, and support you need to close your first deals with confidence — without the pressure of a high-fee environment that punishes you for learning. We will help you build your business from day one.
Experienced Producers
You've built your business, your clients trust you, and you know how to close. But how much of every commission are you actually keeping? If you're ready to stop subsidizing a large brokerage's overhead with your hard-earned splits, it's time to talk.
Part-Time Agents
Balancing real estate with another career, a family, or other commitments? Our virtual model was made for you. No mandatory office hours, no required meeting attendance — just support and tools when you need them, with the flexibility to work on your schedule.
Agents Expanding into NJ or NY
Relocating, or licensed in one state and ready to expand into the other? With offices serving both New Jersey and New York and a team with deep knowledge of both markets, we can help you hit the ground running in a new territory with real data behind you.
Agents Ready for a Change
If you're frustrated with your current brokerage — whether it's high splits, poor support, mandatory fees, or a culture that doesn't value your contribution — we understand. Many of our agents came to us for exactly that reason. Let's have a confidential conversation.
License Requirements
All agents must hold an active, valid real estate license in good standing in New Jersey and/or New York to affiliate with Citi Living Solutions.
What Citi Living Solutions
Offers Every Agent
We have built our brokerage around what agents actually need — not what looks good in a recruiting brochure.
100% Virtual — Work From Anywhere
No commute. No mandatory office days. No wasted time. Work from home, from a coffee shop, or from anywhere in New Jersey or New York. Our virtual model gives you the freedom to run your business your way. Our Edison, NJ and Forest Hills, NY offices remain available by appointment whenever you need them.
Competitive Splits. No Desk Fees.
We offer competitive commission splits designed to reward agents who produce — without charging you a desk fee every month regardless of your activity. You should be investing your money into growing your business, not paying your broker for a desk you don't use.
AI-Powered Market Intelligence
This is our biggest differentiator. As a Citi Living Solutions agent, you get exclusive access to our proprietary database of over one million residential and commercial properties sold across NJ and NY — analyzed with AI. Price any property confidently. Back every CMA with real transaction data. Stand apart from agents still relying on Zillow and Redfin estimates.
Real Mentorship & Ongoing Training
New agents receive hands-on mentorship through their first transactions. Experienced agents benefit from ongoing training on our data tools, NJ and NY market strategies, and industry developments. We invest in your growth because when you succeed, we succeed.
Marketing & Branding Support
We provide professional marketing resources to help you present yourself and your listings with confidence. From listing presentation materials to digital marketing guidance, our support helps you look and operate like a top producer from day one — without spending a fortune on marketing tools.
A Collaborative, Supportive Team
We are a boutique brokerage — which means you are never just a number here. Our agents support each other, share knowledge, and collaborate across the NJ and NY markets. You get the resources of an established brokerage with the personal attention of a close-knit team.
Why Agents Are
Choosing Citi Living
The traditional brokerage model was designed for a world that no longer exists. Large offices, mandatory desk fees, rigid schedules, and split structures that benefit the broker far more than the agent — these are relics of a past era.
"We built Citi Living Solutions around a simple idea: great agents deserve great support, fair compensation, and the tools to compete at the highest level — without paying for things they don't need."
Our agents keep more of every commission they earn. They work with real market intelligence — not aggregated estimates from national platforms. And they do it all with the flexibility of a truly virtual brokerage that has been successfully operating in the NJ and NY markets for over 15 years.
How to Join
Fill out the agent application form below with your details, license information, and a brief note about your experience and goals. All inquiries are completely confidential.
We'll schedule a no-obligation phone or video call to learn more about you, answer your questions, and walk you through our commission structure, tools, and what it looks like to work with us day to day.
We'll provide you with all the information you need to make a confident decision — and give you the time and space to do so. There is no pressure at any stage of this process. This has to be the right fit for both of us.
Once we're aligned, we handle your license transfer, get you set up with our tools and systems, and pair you with a mentor if you're newer to the business. You can be up and running quickly and smoothly.
What It Actually Looks Like
to Work With Us
Virtual doesn't mean isolated. Here's how a typical day unfolds for a Citi Living Solutions agent.
You open your laptop at home — or a coffee shop, or your car between showings. No commute, no check-in. You review your pipeline, check new listing alerts, and respond to overnight inquiries. Our tools are cloud-based and accessible from any device.
A buyer wants to know if a property is fairly priced. You pull up our proprietary sold-property database, run a comp analysis on actual closed transactions — not Zestimate estimates — and walk them through the numbers on a video call. You look like the most informed agent they've ever worked with.
Whether you're at a showing in Essex County or negotiating a commercial lease in Queens, your brokerage support is a phone call or message away. Our agents collaborate freely — if you have a question on a contract clause or want a second set of eyes on a deal, someone is always available.
No one is taking attendance. If your business runs better in the evenings — because your clients work 9-to-5 and prefer evening calls — that's perfectly fine. You set your hours. You manage your pipeline. We're here when you need us, not watching the clock.
A lot of agents worry that leaving a traditional office means losing community, accountability, and support. We've heard it many times. And it's a fair concern — because some virtual brokerages really do just hand you a license transfer and disappear.
Citi Living Solutions is different. We have been doing this for over 15 years. We have built real systems, real mentorship programs, and a real team culture — it just doesn't require a physical office to experience it.
Our agents message each other. They refer each other business. They share what's working. They reach out to our broker when deals get complicated. The community is real — it's just not confined to four walls.
And when you do need a physical space? Our Edison, NJ and Forest Hills, NY offices are available by appointment — for client meetings, closings, or just a change of scenery.
About Our Commission Structure
We get asked about splits a lot. And we believe in full transparency — which is exactly why we prefer to walk you through our compensation structure in a real conversation rather than post a number on a webpage.
Here's what we can tell you upfront: there are no desk fees, our splits are competitive and structured to reward production, and we tailor arrangements based on your experience level, specialty, and goals. A newly licensed agent and a 10-year producer have different needs — and we structure accordingly.
What we won't do is lure you in with a headline split that comes with a page of fine print, hidden fees, or mandatory marketing charges that eat back everything you thought you were keeping.
Reach out, and we'll give you the full picture on the first call — no pressure, no obligation.
No Desk Fees — Ever
You will never receive a monthly invoice just for being affiliated with us. Your expenses are tied to your production, not your calendar.
Competitive Splits That Reward Production
Our commission structure is designed to grow with you. As your volume increases, so does what you keep. We have no interest in capping your earnings.
Structured for Your Situation
New agents, experienced producers, and part-time agents all have different economics. We structure compensation individually — fairly and transparently from day one.
Full Transparency on the First Call
No mystery. No bait-and-switch. We will walk you through our exact structure, ask about your production, and give you a clear picture of what your earnings would look like with us.
Ready to Talk Numbers?
Fill out the application below or call us directly. We'll schedule a confidential call and give you full compensation details — no obligation required.
From Day One
Here's exactly what you receive the moment you join Citi Living Solutions — concrete, tangible, and ready to use.
Access to Our Proprietary Database
Immediate access to 1M+ sold residential and commercial properties across NJ and NY — searchable, filterable, and AI-analyzed.
License Transfer Handled
We guide you through the full license transfer process in NJ and/or NY — paperwork, timing, and everything in between.
Assigned Mentor (New Agents)
Newly licensed agents are paired with an experienced mentor from day one — a real person you can call, text, and lean on through your first deals.
Marketing Templates & Resources
Professional listing presentation materials, digital marketing templates, and branding resources — ready to customize and use immediately.
Office Access (By Appointment)
Both our Edison, NJ and Forest Hills, NY offices are available whenever you need a professional space for client meetings or closings.
Broker Support — Directly Accessible
You won't be routed through a call center or ticketing system. Our broker is directly reachable for questions, deal guidance, and contract review.
Dual-State Market Coverage
Whether your clients are in New Jersey, New York, or moving between the two — you are covered and supported in both markets from day one.
Agent Community & Collaboration
Access to our network of affiliated agents — for referrals, deal collaboration, market insights, and the kind of peer support that makes a real difference in your business.
Is Citi Living the Right Fit for You?
We'd rather you know upfront than find out later. Here's an honest look at who thrives here — and who probably won't.
What Our Agents Say
"Switching to Citi Living Solutions was the best business decision I've made in my real estate career. The commission structure is fair, I work from home, and the market data tools we have access to make me look like the smartest agent in every room."
"I was newly licensed and nervous about choosing the right brokerage. The mentorship I received at Citi Living gave me the confidence to close my first three deals within my first four months. I couldn't have done that at a big franchise office."
Start the Conversation
All inquiries are completely confidential. There is no obligation at any stage. Simply share a bit about yourself and we'll be in touch within one business day.
✓ Thank you — your inquiry has been received.
A member of our team will be in touch within one business day for a confidential conversation. In the meantime, feel free to call us directly at 732-582-5950 (NJ) or 646-606-2366 (NY).
Prefer to Talk First? We'd Love to Hear From You.
Call us directly or send an email — no forms required. All conversations are completely confidential.
📞 NJ: 732-582-5950 · NY: 646-606-2366 · ✉️ Broker@CitiLivingSolutions.com